
Consumers are doing the maths – and AI is changing the equation
Financial pressure is prompting South Africans to scrutinise value more closely, while AI is giving them new ways to research and compare businesses before they engage.

Financial pressure is prompting South Africans to scrutinise value more closely, while AI is giving them new ways to research and compare businesses before they engage.

The emergence of AI systems capable of planning and acting autonomously presents a governance challenge that cannot be addressed simply by treating them as more advanced technological tools.

iTOO is building an AI insurance book cautiously, using performance data, international experience, and reinsurance to price a risk that is still evolving.

Rising bond yields and widening credit spreads suggest mounting risk, but equity valuations have yet to reflect it, raising the prospect of sharper market drawdowns.

From the rand and commodities to electricity and logistics, several pieces of the South African investment story are moving in the right direction.

The biggest technology momentum unwind in 27 years is coinciding with a shift on where value will be created across the AI ecosystem.

Fewer respondents are using advisers as AI tools gain traction, and many remain unsure where to turn for financial guidance.

Fairtree Capital’s Chantelle Baptiste argues that investors who focus only on today’s headlines risk missing the bigger forces shaping tomorrow’s opportunities.

The expansion includes two amalgamated global equity feeder funds and a new rand-denominated feeder into a Troy-managed global flexible strategy.

New FPSB guidance says professional scrutiny should extend beyond factual accuracy to omissions, bias, assumptions, and the alternatives considered by AI models.

The Authority’s three-year roadmap also outlines upcoming reforms affecting financial markets, retirement funds, payment services, and cross-sector regulation.

Jess helps homeowners to diagnose repair problems, estimate costs, and connect with contractors, illustrating how AI is expanding beyond insurance into everyday customer services.

Advanced data matching is helping SARS to identify businesses and individuals whose tax affairs do not align with their activities.

Consumers are using AI to compare prices and find products, but most still want human control when it’s time to pay, Visa’s study finds.

From AI and gold to the future of the US dollar, Allan Gray and Orbis argue that investors don’t need to predict the future to build resilient portfolios.

Fictitious references in South Africa’s withdrawn draft National AI Policy may have originated from a translated Chilean source document.

The brokerage says InsureBot assists with policy interpretation and comparisons, while accountability stays with authorised staff.