With the increase in medical innovation, gap cover is becoming increasingly critical, especially where robot assisted surgery is concerned.
“Medical technology is always pushing the boundaries of innovation, and one of the latest advancements is the invention of robot assisted surgeries. Da Vinci surgery, a robotic surgical system, is one of the most well-known types. It allows surgeons to carry out a number of different procedures with minimal invasiveness, enhanced precision, more flexibility and better control than conventional surgical techniques,” according to Tony Singleton, CEO of Turnberry Risk Solutions.
Whilst robot assisted surgery has immense potential to revolutionise healthcare, it leaves medical schemes with a dilemma. Medical schemes want to offer their members the best care, but they also need to remain sustainable, and robotic procedures can carry a hefty price tag.
Before undergoing robot assisted surgery, it is therefore essential for medical scheme members to understand how their medical scheme will cover the procedure, if it is indeed covered by the plan. “It is also crucial to note that medical expense shortfalls are almost inevitable with this type of procedure. Gap cover has fast become an essential in challenging economic times, and it can once again provide assistance here,” Singleton advises. “An appropriate medical scheme plan, augmented with effective gap cover to take care of the medical expense shortfalls, is the best path to both financial and medical health.”
Click here to download the opinion piece by Tony Singleton.