Best Practice – Page 17 – Moonstone Information Refinery

What’s on the FIA’s agenda? Interview with FIA CEO Lizelle van der Merwe

With Capitec, you could get up to R500 000 at a discounted fixed interest rate and up to 84 months to pay.

Advisers can reference the data to guide consumers in making informed decisions about risk cover.

Having accurate declared insured values is fundamental to the insurer being able to underwrite the policy properly.

Long-term insurance ombudsman orders the complainant to be compensated for poor service.

Applications for the second semester close on 26 June.

Sanlam’s modelling looks at the impact of the system’s conflicting aims: higher preservation rates and access to savings.

This qualification will give you the skills and knowledge to provide a holistic financial planning service.

An insurer has a duty to draw a policyholder’s attention to any usual term or condition, the ombudsman says.

This qualification is a building block to becoming financial planning professional.

The Ombudsman for Long-term Insurance finds that the policy wording did not support what Old Mutual intended to achieve.

The qualification is demanding, but it’s ‘definitely possible to get across the line with Moonstone’.

One of the first steps when advising clients on the pending two-pot changes is to get a clear view of their overall retirement-funding portfolio.

In one case, the OBS’s intervention resulted in the bank cutting its executor’s fees by 50%.

Avoid unnecessary delays and penalty interest, and ensure the transfer goes through smoothly.

It’s important to understand the access you have to your retirement fund savings, as well as the calculations used, to avoid an unexpected tax bill.

A taxpayer who generates renewable energy for the purpose of trade should qualify for the allowance.

There are a number of grey areas that the draft legislation will (hopefully) clarify.