Best Practice – Page 14 – Moonstone Information Refinery

Video interview: New mutual insurer enters the market

Attendees can claim 7.5 CPD hours provided they attend both days of the webinar and complete an assessment.

Indications that great care needs to be taken to investigate the claim before it is paid.

Pensioners are sacrificing the certainty of a lifetime guaranteed income in the hope that some capital will remain for a loved one when they die.

With Capitec, you could get up to R500 000 at a discounted fixed interest rate and up to 84 months to pay.

Advisers can reference the data to guide consumers in making informed decisions about risk cover.

Having accurate declared insured values is fundamental to the insurer being able to underwrite the policy properly.

Long-term insurance ombudsman orders the complainant to be compensated for poor service.

Applications for the second semester close on 26 June.

Sanlam’s modelling looks at the impact of the system’s conflicting aims: higher preservation rates and access to savings.

This qualification will give you the skills and knowledge to provide a holistic financial planning service.

An insurer has a duty to draw a policyholder’s attention to any usual term or condition, the ombudsman says.

This qualification is a building block to becoming financial planning professional.

The Ombudsman for Long-term Insurance finds that the policy wording did not support what Old Mutual intended to achieve.

The qualification is demanding, but it’s ‘definitely possible to get across the line with Moonstone’.

One of the first steps when advising clients on the pending two-pot changes is to get a clear view of their overall retirement-funding portfolio.

In one case, the OBS’s intervention resulted in the bank cutting its executor’s fees by 50%.

Avoid unnecessary delays and penalty interest, and ensure the transfer goes through smoothly.