Best Practice – Page 14 – Moonstone Information Refinery

Video interview: New mutual insurer enters the market

Long-term insurance ombudsman orders the complainant to be compensated for poor service.

Applications for the second semester close on 26 June.

Sanlam’s modelling looks at the impact of the system’s conflicting aims: higher preservation rates and access to savings.

This qualification will give you the skills and knowledge to provide a holistic financial planning service.

An insurer has a duty to draw a policyholder’s attention to any usual term or condition, the ombudsman says.

This qualification is a building block to becoming financial planning professional.

The Ombudsman for Long-term Insurance finds that the policy wording did not support what Old Mutual intended to achieve.

The qualification is demanding, but it’s ‘definitely possible to get across the line with Moonstone’.

One of the first steps when advising clients on the pending two-pot changes is to get a clear view of their overall retirement-funding portfolio.

In one case, the OBS’s intervention resulted in the bank cutting its executor’s fees by 50%.

Avoid unnecessary delays and penalty interest, and ensure the transfer goes through smoothly.

It’s important to understand the access you have to your retirement fund savings, as well as the calculations used, to avoid an unexpected tax bill.

A taxpayer who generates renewable energy for the purpose of trade should qualify for the allowance.

There are a number of grey areas that the draft legislation will (hopefully) clarify.

The impact of the 10% adjustment to the lump-sum retirement benefits table may be less than you think.

Many South African investors are obsessed with the exchange rate when making an offshore investment. Here’s why it’s less of a factor than you think.

Insureds don’t always keep pace with the impact of volatility and changes in their operating environment.