Two pots: fund members must understand the implications of withdrawals
Money in the savings pot should be withdrawn only as a last resort, for absolute financial emergencies.
Best Practice
Current high annuity rates are a ‘rare rescue package’ for living annuitants
The Actuarial Society of South Africa (ASSA) has issued a second communication in as many weeks advising retirees to consider guaranteed annuities as part of their planning for retirement income.
Training webinars for healthcare brokers in July and November
Attendees can claim 7.5 CPD hours provided they attend both days of the webinar and complete an assessment.
Life insurance claims: five red flags advisers should know about
Indications that great care needs to be taken to investigate the claim before it is paid.
Guaranteed annuity is the better option for most retirees, says Actuarial Society
Pensioners are sacrificing the certainty of a lifetime guaranteed income in the hope that some capital will remain for a loved one when they die.
MBSE now offers four options for funding your studies
With Capitec, you could get up to R500 000 at a discounted fixed interest rate and up to 84 months to pay.
Latest claim statistics provide insights for financial advisers, says Old Mutual
Advisers can reference the data to guide consumers in making informed decisions about risk cover.
What business owners should know about declared insured values
Having accurate declared insured values is fundamental to the insurer being able to underwrite the policy properly.
‘Meeting of the minds’ is essential at application stage
Long-term insurance ombudsman orders the complainant to be compensated for poor service.
Stand out from the rest with the Higher Certificate in Short-term Insurance
Applications for the second semester close on 26 June.
Two-pot retirement system: who will be the winners and the losers?
Sanlam’s modelling looks at the impact of the system’s conflicting aims: higher preservation rates and access to savings.
Give yourself the edge – apply today for MBSE’s Advanced Certificate in Financial Planning
This qualification will give you the skills and knowledge to provide a holistic financial planning service.
Features of accidental death product lead consumers to think they’re buying a funeral policy
An insurer has a duty to draw a policyholder’s attention to any usual term or condition, the ombudsman says.
MBSE’s Higher Certificate in Wealth Management is the ideal entry-level qualification for a financial services career
This qualification is a building block to becoming financial planning professional.
Ruling on whether a Covid claim was excluded prior to the completion of underwriting
The Ombudsman for Long-term Insurance finds that the policy wording did not support what Old Mutual intended to achieve.
Apply today for MBSE’s Postgraduate Diploma in Financial Planning
The qualification is demanding, but it’s ‘definitely possible to get across the line with Moonstone’.
Financial advisers can help keep the lid on clients’ retirement-savings pots
One of the first steps when advising clients on the pending two-pot changes is to get a clear view of their overall retirement-funding portfolio.
