David does it Again
It was not difficult, finding a song for you to listen to as you read this article. Crosby, Stills, Nash and Young’s It’s a long time coming (to the dawn) is certainly apt […]
Stricter reporting obligations for crypto-asset transactions
From 1 March, new frameworks will impose expanded due diligence and information-exchange obligations on exchanges, custodians and banks.
Call Centre Clangers
Customer: ‘I’ve been ringing 0800 2100 0800 2100 for two days and can’t get through to enquiries, can you help?’ Operator: ‘Where did you get that number from, sir?’. Customer: ‘It was on […]
Sustainable income in retirement
By Pieter Koekemoer, Head of Personal Investments, Coronation One of the toughest financial planning tradeoffs, is ensuring that retirees’ post-retirement income is sustainable over the full period of retirement, without compromising more than […]
Personal Services Providers
We published an explanation from SAIA in Thursday’s Moonstone Monitor on this topic. This elicited more responses from readers. SARS published Interpretation Note: No. 35 (Issue 3), on 31 March 2010. It contains […]
Currie Cup Final 2012
Like last week’s Bledisloe Cup match between the All Blacks and the Wallabies, there can only be one winner, and again, the odds are on the side in black. Add to this their […]
Scottish Pragmatism
A priest, a doctor, a rich businessman and a Scotsman were waiting one morning for a particularly slow group of golfers in front of them. The Doctor shouted to them, “I’ve never seen […]
Human Capital Development Forum Established
A number of industry associations joined forces to form the Short Term Insurance Human Capital Development Steering Committee. The purpose is to oversee and drive the professional standards of the South African short-term […]
Binder Workshop Positive Feedback
We received many positive comments after the first of five workshops: I have been to a few Binder Regulation workshops and can honestly say that this has been the most insightful and best […]
Perennial Problem Pops up Again
It is that time of year again when you can expect a request from product providers to sign a Personal Services Company Affidavit. This request continues to irk advisors, yet there is nothing […]
FSB Circular 10 on REs
There will no doubt be some very clever calculations done, based on the statistics contained in this circular. It never ceases to amaze me how some people can spend hours dissecting these figures […]
How Ritchie McCaw let his team down.
Ritchie McCaw goes into the All Black changing room to find all his team mates looking a bit down. “What’s up guys?” he asks. “Well Ritchie, to be honest we’re having all sorts […]
We are Stardust
(I attached links to the songs mentioned in the article to help set the mood while you read) Woodstock was a “happening”, to use a buzz word of those times. In the words […]
Compliance Consultation Service
When one suspects a serious ailment, or is diagnosed with one, it is common practice to obtain a second opinion. The same approach should apply in the financial services industry. It is extremely […]
All Blacks Victory March Stopped
Hats off to the Aussies for a very gutsy performance against the All Blacks. Hopefully Higginbotham will have his bottom severely kicked for kneeing and head butting McCaw. Loved this snippet in the […]
Can the Wallabies do it?
Not one article on this subject gives the Aussies any chance of stopping the victorious All Blacks, on their relentless march to a new record winning streak. It is fearsome, that one side […]
The last wishes of Alexander the Great:
On his death bed, Alexander summoned his generals and told them his three ultimate wishes: 1. The best doctors should carry his coffin; 2. The wealth he has accumulated (money, gold, precious stones…) […]
FSB On-Site Visits
On Monday we discussed the functions of the FSB’s FAIS Compliance Department in an article by the same name. We indicated where they get information which leads to further action, including on-site visits […]
