
Discipline, not distress: South Africans rethink how they spend
From weight-loss drugs reshaping grocery spend to online betting redefining entertainment budgets, South Africans are spending more deliberately – and differently.

From weight-loss drugs reshaping grocery spend to online betting redefining entertainment budgets, South Africans are spending more deliberately – and differently.

From no-fee schools to R200 000-plus private options, rising education costs are forcing families to budget smarter, plan earlier and rethink how they fund schooling without sinking deeper into debt.

Results from operations rose 16% to R4.94bn in the six months to June, boosted by a 71% surge in Old Mutual Insure’s contribution.

Nearly half of South Africans dedicate more than 40% of their take-home pay to repayments – and there are indications of ‘savings fatigue’.

The research also finds that South Africans turn to advisers primarily in times of uncertainty or when faced with a personal crisis.

Just because you haven’t said “I do” doesn’t mean you can skip the financial planning.

Bertie Nel, Momentum’s head of Financial Planning and Advice, shares why the start of a new year is the perfect time for financial advisers to guide clients toward smarter decisions.

Recognising the three key traits – prudence, anxiety, and prestige – can help individuals manage their spending habits and avoid financial stress

Independent Media says the Raging Bull Awards will continue with a new data provider.