“When you consider that most South Africans retire without sufficient savings, a lack of decent increases will exacerbate the problem,” according to Twané Wessels, Product Actuary at retirement income specialist, Just. Salary increases have been trending downwards for several years. The Covid-19 pandemic has further added to the negative growth as many South Africans experienced […]
Studies have shown that approximately 80% of New Year’s resolutions fail. While we have the best intentions, we’ve all been there, and most of us know how easily our immediate needs and desires can side-track us from reaching longer term goals – whether it’s getting fit, eating, healthy or saving money. According to Behavioural Economist […]
Are you looking for a qualification that could give you an edge in the financial planning industry? Now is the time to consider enrolling for Moonstone’s Advanced Certificate in Financial Planning (NQF Level 6) – 2nd semester applications are now open! The Advanced Certificate in Financial Planning (ACFP) will provide you with the skills and […]
In November 2019, the “Just Retirement Insights 2019” study indicated that over 80% of a sample of South African pre-retirees and retirees are confident in their financial planning ability. Eight out of 10 said they’ve set financial goals and are working towards them, while two thirds felt they’ve become quite frugal with their money and […]
Financial planning is the process of meeting life goals through the proper management of finances. Life goals can include buying a house, savings for a child’s education or planning for retirement. Life goals generally evolve over different life stages and hence a financial plan should be flexible enough to cater for these goals during the […]
Are you in the process of planning your training schedule for 2020? Now is the time to consider enrolling for Moonstone’s Advanced Certificate in Financial Planning (NQF Level 6). The Advanced Certificate in Financial Planning (ACFP) will provide you with the skills and knowledge to provide holistic financial planning services to the ‘man in the street’ and […]
Experience taught us that a low-cost offer should be treated with suspicion and a no-cost one with even greater circumspection. There are exceptions, though. Softbyte Computers announced last week that Moonstone subscribers can now access SoftFin financial planning software at no cost for a whole year. “With no ties to any financial institution or organisation, […]
