Insurers face a more demanding liquidity framework
The draft standard replaces the existing liquidity risk assessment standard with more comprehensive requirements for managing, monitoring, and reporting liquidity risk.
FATF sharpens focus on virtual assets as SA faces next evaluation
A targeted review of virtual-asset oversight coincides with South Africa’s fifth-round evaluation, which will examine the effectiveness of its financial-crime controls.
PSG earnings rise as Wealth outperforms other divisions
Recurring headline earnings increased 5%, but lower performance fees and storm-related claims weighed on Asset Management and Insure, while return on equity declined.
JustMoney survey: Debt consumes over 40% of income for half of respondents
Limited emergency savings and frequent two-pot withdrawals show how short-term pressures are testing respondents’ longer-term financial resilience.
RAF remains liable for medical expenses paid by schemes, SCA rules
The Court found that two later directives were issued as part of a ‘contrived stratagem’ to circumvent a binding judgment in favour of Discovery Health.
Is climate volatility making some risks uninsurable?
Brokers’ local knowledge and risk-prevention advice could help keep more properties and businesses insurable as weather-related losses mount.
Why put a finance qualification on your 2027 to-do list?
What will still be useful when the world of work changes? A finance qualification can provide a foundation in knowledge, technology, and skills that can adapt with the industry.
Can advisers explain their AI-assisted recommendations?
Panellists at the FIA Advice Summit said advisers must question AI-generated recommendations, apply their own judgement, and remain accountable for the advice they give.
US bonds: Follow the money
Asset managers have increased their US Treasury exposure since September, but the outlook for bond yields and equity valuations remains tied to interest rates and AI spending.
Offshore investing: choosing the right structure for the people who will inherit
Albert Coetzee explains why offshore investment structures must account for situs tax, beneficiary circumstances, and succession planning to ensure wealth reaches the intended heirs.
When SARS oversteps, how can taxpayers fight back?
Complex legislation, estimated assessments, and collection measures can leave individuals and smaller businesses struggling to challenge SARS effectively.
The missing step between financial advice and action
A three-part approach that helps planners understand clients’ wider relationships, adapt conversations to their readiness, and make implementation less daunting.
FIA Advice Summit 2026: Watch Moonstone’s interviews from the event
Moonstone covered the people and perspectives behind the conversations shaping financial advice. Watch our interviews with FIA leadership and industry representatives.
COFI: What must an advice file prove beyond compliance?
The FSCA’s Lezanne Botha explains why signed forms and completed disclosures are not enough, and what evidence can show that advice was suitable and customers were treated fairly.
Strong markets lift retirement outcomes, but nine in 10 remain below target
Alexforbes’ latest Member Insights analysis shows better retirement incomes, although contributions declined slightly and most members are still far from the 75% benchmark.
COFI: Existing licence holders won’t have to reapply
The FSCA plans to consult on its relicensing approach and publish it about six months before the relevant provisions take effect.
Would your planning practice survive without you?
Mark Hedderman challenges advisers to test how well their firms could maintain client relationships, service standards, and decision-making if the founder were suddenly absent.
FIA Advice Summit 2026: Why trust matters more than ever
From AI and climate risk to healthcare costs and regulatory reform, the summit explored how advisers can adapt while preserving sound judgement, accountability, and meaningful client relationships.
