It’s the holiday season – Prevention is better than cure

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People travelling during the festive season need to take all the necessary precautions to guarantee that their homes and vehicles are adequately insured. In a recent blog post Santam shares several holiday safety tips to help ensure your clients are doing all they can to minimise risk.

It all starts with safety at home. It is a known fact that burglaries and damages are on the rise during the holidays. That’s why it’s important that your clients are properly covered if something goes wrong. Here are some steps they can take before they lock up and go:

Test their house alarm, as they will not be covered if the alarm doesn’t work properly.
Inform the security company of their trip and provide a number of a friend or family member should the alarm go off.
Arrange for a reliable neighbour, friend or family member to check on the house regularly.
Revaluate their valuables and belongings to ensure they have sufficient household insurance cover.
Turn off the water supply to the house to prevent possible damage due to the bursting of a water pipe.
Unplug electrical appliances (except the fridge) to protect them against power surges and prevent fire risks.
Switch off all lights or just leave on a side lamp to deter opportunistic crime.
Check all windows, bolts and security gates to ensure they are locked and secure.
Leave curtains and blinds open to leave the impression that the house is occupied.
Pack the car behind closed doors to avoid unwanted attention from potential criminals.
Switch off the geyser to save electricity.

Click here to read the blog post that also shares tips about safety on the road as well as safety for small businesses.