ConCourt judgment in Capitec vs SARS clarifies important VAT principles

The decision addresses the recovery of VAT on payments made under loan cover provided free of charge.

Money Smart Week South Africa – Postponed

Given the accelerated spread of COVID-19 in South Africa, and in support of government’s decision to stop any public gathering of more than 100 people; the organising committee for Money Smart Week South […]

CPD – Online courses now key

The spread of the coronavirus led to the closure of schools and universities and the cancellation of face- to-face workshops and seminars. With only 72 days to go, now is the time to […]

The real cost of that daily cappuccino – Trust an actuary…

Costa Economou, convenor of the Retirement Matters Committee of the Actuarial Society of South Africa, says that many people do not consider the time it takes to earn the money needed to fund […]

The State of our National Savings – Are we saving resilient?

The Investec GIBS Savings Index for SA, started three years ago, has become an important barometer and measure of savings levels in the country. Toward the end of last year, Investec also released […]

Reintroducing third party insurance – Welcomed by most insurers

About 70% of the approximately 12 million cars on South Africa’s roads are not insured. Insurers have therefore welcomed the government’s proposal, announced in the recent Budget speech, to make third-party insurance compulsory for […]

Money Smart Week – Educating the consumer to become money smart

Money Smart Week South Africa 2020 will take place from 23 to 28 March. In a recent tweet the FSCA asked: “What will you be doing to help improve financial literacy and help build a […]

Continuous Professional Development – Progress check

With less than 80 days before the end of the current CPD cycle, now is an opportune time to take stock, and action, if required. As you are no doubt aware, certain categories […]

Correction – Morningstar 2020 South Africa Fund Award Winners

An earlier article about the Morningstar awards incorrectly linked the 2019 media release. Here is the correct 2020 release – congratulations to the winning funds and apologies for publishing the incorrect media release. […]

Financial Planning – Flawed financial thinking revealed

In November 2019, the “Just Retirement Insights 2019” study indicated that over 80% of a sample of South African pre-retirees and retirees are confident in their financial planning ability. Eight out of 10 […]

Financial Planning – Flawed financial thinking revealed

Future of local investments – Impact of Moody’s downgrade

It was recently announced that South Africa is in its second recession in two years. The question now is what will happen if Moody’s rescinds South Africa’s remaining investment-grade credit rating. How will […]

Key Individual Workshops – Book your seat today

Seats are still available to attend Moonstone’s popular KI workshops in Durban, Johannesburg and Cape Town. More about the workshop The Fit and Proper requirements published in December 2017 introduced a whole new set […]

Coronavirus – Possible impact on the insurance industry

Although South Africans are assured that measures are in place to detect, manage and contain any cases of the Coronavirus, what will the impact be on the insurance industry? “Don’t look for much […]

Coronavirus – Possible impact on the insurance industry

Proposed Zero alcohol limit for drivers – How will it influence the insurance industry?

Fikile Mbalula, Minister of Transport, plans to implement the 0% legal blood-alcohol limit on South African roads by June 2020 as part of the new AARTO Act. How will this impact on your clients’ […]

Investments – How long is long-term exactly?

In a recent Moneyweb article, Patrick Cairns discusses the question: How long is long term, exactly? “Many investors might consider five years a good period of time to dedicate to a particular strategy. […]