A novel savings scheme, but does it work?

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Lady: Do you drink?

Man: Yes.

Lady: How much a day?

Man: Three 6 packs.

Lady: How much per 6 pack?

Man: About $10.00.

Lady: And how long have you been drinking?

Man: 15 years.

Lady: So one 6 pack costs $10.00, and you have 3 packs a day which puts your spending each month at $900. In one year, it would be $10,800. Correct?

Man: Correct.

Lady: If in 1 year you spend $10,800, not accounting for inflation, the past 15 years puts your spending at $162,000. Correct?

Man: Correct.

Lady: Do you know that if you hadn’t drank, that money could have been put in a step-up interest savings account and, after accounting for compound interest for the past 15 years, you could have now bought a Ferrari?

Man: Do you drink?

Lady: No.

Man: So where’s your @%*&^% Ferrari then?