
Geopolitical conflict raises questions about war exclusions in insurance policies
Businesses and travellers should review how war exclusions, sanctions clauses, and territorial limits may affect cover, says PSG.

Businesses and travellers should review how war exclusions, sanctions clauses, and territorial limits may affect cover, says PSG.

Political risks and violence have reached their highest position in the Allianz Risk Barometer, reflecting rising concern over war perils, civil unrest, and sabotage.

While local risk rankings align with global patterns, infrastructure fragility, business interruption, and cybercrime leave SA firms particularly exposed to cascading disruptions.

Shifting storm patterns and intensifying events are reshaping agricultural risk and making robust crop insurance indispensable.