living annuities – Moonstone Information Refinery

Videos

Day 2 Highlights from the FSCA Industry Conference 2026

Day 1 Highlights from the FSCA Industry Conference 2026

Budget: Key changes for taxpayers and investors

How different investment strategies may prevent capital erosion in living annuities

New actuarial modelling shows that most living annuity investors need to consider higher equity exposure, together with lower drawdown rates, to avoid running out of money.

FAIS Ombud’s report identifies FSP ‘problem areas’

These include delays with funeral policy claims, advice to clients who buy living annuities, and insurance policy disclosures.

Offshore exposure in living annuities – have the rules changed?

We encourage financial advisers who make large offshore allocations for high-income living annuity pensioners to keep careful records of the rationale for the investment strategy.