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Braaivleis en Maalvleis op die Spyskaart

Super 15 Roundup Injuries and lack of form have led to some interesting selections for this weekend’s Super 15 matches. Sharks versus Hurricanes With three Springboks out through injury, and Bismarck out of the starting line-up, the Hurricanes must rate their chances as being substantially improved. In my opinion, last week’s brave defence at the […]

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Smaller does not mean safer

Small businesses are just as susceptible to on-line piracy, phishing scams and identity theft as are the larger firms. Smaller businesses do not always believe that their key information such as bank data, customer lists, contracts and any other vital information is at risk. The threats to these businesses (and the public in general) are […]

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Curiosity kills the passion

A surgeon went to check on his blonde patient after an operation. She was awake, so he examined her. “You’ll be fine,” he said. She asked, “How long will it be before I am able to have a normal love life again doctor?” The surgeon seemed to pause, which alarmed the girl. “What’s the matter […]

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Dividends Tax on Unit Trust Returns

The impending replacement of Secondary Tax on Companies (STC) by Dividends Tax (DT), effective from the 1st of April this year, will have a multi-faceted and far reaching impact on the Collective Investment Schemes industry. You have surely seen article upon article on this topic, all dealing with one or more of these facets. This […]

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RE FAQ's

Q: Which regulatory exam must I write? A: For purposes of this question, we will restrict the answer to the Level 1 exams only. The RE1 must be written by all key individuals. In FSB correspondence, it is set out as follows: All Applicants or Key Individuals who are responsible for managing and overseeing the […]

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Concerns Vanish after ten minutes!

A very shrewd reader from chameleon country (where blue changes to pink overnight) recently expressed his appreciation for the unbiased writing in this column. He was of course brainwashing me, perhaps before the final Super 15 game on Saturday night. I must admit that I was prepared for pink jerseys, maar die pienk broeke? Aikona, […]

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It is not a man’s world

Housework was a woman’s job, but one evening, Janice arrived home from work to find the children bathed, one load of laundry in the washer and another in the dryer. Dinner was on the stove, and the table set. She was astonished! It turns out that Dave had read an article that said, ‘Wives who […]

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The human element to selling a business

When selling a business as a going concern, Section 197 of the Labour Relations Act (LRA) applies and regulates the transfer of employment contracts where the whole or part of a business is sold (transferred) as a going concern to a purchaser. Simply put, the new employer (the purchaser) is automatically substituted in the place […]

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As-And-When Commission as the cure for miss-selling

The FSB invited input from 5 representative bodies on a proposed discussion document on “intermediary services and related remuneration.” In today’s article, we focus on one aspect: the considerations concerning risk business, including short-term and life assurance. The following questions form part of a more exhaustive list: Do stakeholders agree that a shift towards an […]

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Registration Blues

Preparing for, and writing the regulatory exams, is enough of a challenge for the majority of candidates. You do not want to be burdened by concerns about administrative glitches, or misunderstandings when you finally make your fearful way to the exam centre. Unfortunately, this happens. We provide some guidelines below to help you take this […]

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