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It’s all to play for!

The Black Caps looks set to play an additional batsman and forgo the four man seam attack for the last and final test. Perhaps a test too late, but they have identified the Protea bowling attack as the major threat to their batting, hence the balance of their team is expected to be adjusted by […]

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Reincarnation

Every Friday evening after work, Gamat would braai a big, fat juicy steak. But his neighbours, being Catholic and therefore not allowed to eat meat on a Friday, suffered agonies of temptation as the delicious aroma carried on the evening breeze. They persuaded the priest to try and convert Gamat, and the priest was successful […]

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What should the priority be: the sickness, or the symptom?

The Financial Services Board is currently looking at the second level of priorities in terms of the provision of financial advice and intermediary services to consumers of financial products. It called for “…contributions from industry associations on possible refinements to the definition of intermediary services in the current insurance laws and reforms to related remuneration […]

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Letters from readers

In today’s article we share three pieces of correspondence. E-mail 1: This mail, dated 15 December, was sent to the FSB: People are talking about a test that has to be done by the key person before September 2012. We do not know anything about it. Is it true, and where do we get the […]

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Vernon you beauty!

An empathic 9 wicket win within three days is not an everyday experience in New Zealand – but that is exactly what the Proteas did! They lead the series 1 – nil with one game to play. Vernon Philander Vernon Philander once again proved his quality by achieving his best career figures of 6 for […]

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I’m an Englishman in Phalaborwa

August 1: Just got transferred with work from London, UK to our new home in Phalaborwa, Limpopo, South Africa. Now this is a town that knows how to live! Beautiful, sunny days and warm, balmy evenings. I watched the sunset from a deckchair by our pool yesterday. It was beautiful. I’ve finally found my new […]

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Identity Theft

The recent case where a client’s account was stripped of R62 000 after her cell phone SIM card was cloned, caused quite a stir in the media. The bank was, obviously, quick to defend its security measures, and time will tell what really happened. How aware are we of possible threats? The poll conducted since […]

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Astute Enquiry regarding Tax Status of FSPs

We received some very emotional correspondence on this issue. The crux of the matter appears to be the wide application by SARS to what it terms a “Personal Service Provider”. The request from Astute explains it as follows: ‘Personal Service Providers’ are specific types of employees in the Income Tax Act no. 58 of 1962 […]

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Study Material for the RE's

It appears that a lot of questions we receive every day are based on hearsay, speculation or inappropriate reference to available resources. At the risk of sounding like a recording, we have to stress that you cannot prepare correctly, or properly, unless you know what you will be tested on. The 8 Qualifying Criteria(QC) for […]

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Why are Level 1 questions not Industry specific?

A number of candidates complained that the Level 1 REs contain questions not related to their sector of the industry. It is common knowledge that the Level 2 REs will be product specific. I discussed this with our question development team. The basis for setting any question is the qualifying criteria, and the applicable legislation. […]

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