‘The free lunch from guarantees may come at a hefty cost’
Investors should remember that the price of the guarantee is not only in the return they lock in, but also in the future returns they give up by being out of equity markets.
Author: Moonstone Information Refinery
Sanlam research delves into South Africans’ level of financial confidence
Most experience stress when managing their day-to-day personal finances.
Parametric-based business interruption cover proffered for SA’s ‘next pandemic’
Parametric insurance has traditionally focused on safeguarding against extreme weather events. Can it provide a solution for other threats?
Six reasons for making a commitment today to studying with MBSE in 2024
Why wait until January to set your New Year’s resolutions? Decide now to achieve your career goals with Moonstone Business School of Excellence.
Tribunal sets aside Capitec’s debarment of a rep who joined a competitor bank
The jurisdictional fact required for the debarment was absent.
A clear case of an ambiguous policy wording?
The policy’s terms and conditions, read together with the schedule, did not make it clear that a tracking device was a requirement for theft/hijacking cover.
Online platform launched to report, identify, and prevent syndicate-driven scams
Fraudsters are making millions out of ancestry and commodity-trading scams, warns the Southern African Fraud Prevention Service.
Momentum Metropolitan buys RMI Investment Managers from OUTsurance
The transaction will give MMH higher indirect shares in several boutique asset managers, including Truffle and Perpetua.
Hard-pressed consumers dip into unit trust investments in second quarter
But reinvestments exceed net outflows, leaving the local collective investment schemes industry with an effective net inflow of R16bn.
SAIA launches online tool for consumers to check the status of a second-hand vehicle
The database from which information is drawn for VIN-Lookup does not contain a complete record of all salvaged and repaired vehicles.
Fraudsters pretend to represent Cyprus’s financial regulator
The FSCA’s latest warnings about entities that are impersonating authorised FSPs and stealing their licence numbers.
Fraudulent funeral policies: 5 tips to stay clear of scams
The FAIS Ombud alerts consumers to the strategies fraudsters are using to trick consumers into signing up for policies.
CMS weighs in on Discovery’s dispute with RAF over members’ claims
The Road Accident Fund’s directive is not in line with the Medical Schemes Act, the regulator says.
Proposed change to FBE exemption ‘ignores the realities of global outsourcing’
The practical challenges associated with applying the amendment will make it difficult for SA multinationals to qualify for the tax exemption.
IFA succession planning: avoid these common pitfalls
Advisers often underestimate how long it will take to implement the succession plan or the extent to which they will lose control over their business.
It’s all systems go for Sanlam and Allianz’s pan-African joint venture
The merger of their African operations will create an insurance giant with a combined group equity value of about R35bn.
Earn CPD points while becoming cybersecurity smart
MBSE’s cybersecurity series provides the knowledge and tools you need to protect personal and business information from cyber threats.
