
Consumers fear they are running out of financial breathing room
A Debt Rescue survey suggests many households have little capacity left to absorb higher borrowing costs, adding to concerns about rising food, fuel, and electricity expenses.

A Debt Rescue survey suggests many households have little capacity left to absorb higher borrowing costs, adding to concerns about rising food, fuel, and electricity expenses.

The SARB still faces risks, although lower oil prices and improving supply expectations point to a less threatening inflation path than three weeks ago.

Signs of recovery are emerging across the economy, yet questions remain about whether the momentum can survive global uncertainty.

Inflation has already erased recent gains, and higher fuel costs risk deepening the squeeze on household budgets.

DebtBusters data shows repayments still swallow most take-home pay, with pressure shifting upwards to higher earners and credit thinning out for lower-income households.

Global shocks may be getting harder to forecast, and the real task is constructing portfolios that can withstand a wider range of outcomes.

Fuel-price shocks, sticky services inflation, and global pressures are making it harder for the SARB to keep inflation anchored near its new goal, says Sanlam.

The Reserve Bank is not ruling out more rate tightening after successive fuel price jumps have revived inflation risks.

A Middle East-driven energy surge is reshaping inflation, interest rate expectations, and portfolio positioning, with direct implications for South Africa.

After attacks disrupted traffic through the Strait of Hormuz, crude prices spiked sharply – raising the prospect of higher fuel costs and renewed inflation pressure locally.

The MPC’s first rate cut in months underscores the SARB’s view that a lower target can support a gradual easing cycle.

Godongwana announces a shift from the 3%-to-6% range to a 3% target with a 1-percentage-point tolerance band, to be implemented over two years.

Governor Kganyago signals target reform ‘as soon as is practical’ while policymakers pause cuts.

The Council for Medical Schemes recommends capping 2026 contribution increases at 3.3% plus “reasonable utilisation estimates”, yet past trends show schemes often push far higher.

Old Mutual’s Johann Els says rising personal inflation could quietly erode household finances and retirement savings – making it vital to save early and more.

The Reserve Bank’s repo rate cut by 25bps to 7% signals the start of a more accommodative cycle as inflation remains firmly under control.

SARB economist Thuli Radebe explains how targeting lower inflation could ease borrowing costs and support growth – challenging fears that a 3% goal means more interest rate hikes.