Upfront Remuneration on Savings Plans
We are aware of at least one product provider who offers upfront discounted fees, plus further payments in years 6 and 11 of the plan. Whilst this option contains a number of positive […]
FSCA licenses most crypto provider applicants – as enforcement tightens
The rising number of investigations and inspections underline a shift from registration to active supervision.
Remuneration on Tax-free Savings – Patrick Cairns
The introduction of tax-free savings accounts on 1 March this year was a positive step from National Treasury. Effectively the government has put its money where its mouth is with regards to encouraging […]
Delay in Burundi’s presidential elections, Rwandan parliament wants referendum on Kagame’s third term
Burundi’s presidential election has been postponed by five days, and the first round will now be held on Tuesday, July 21. Authorities thus want to look as though they are meeting international diplomats […]
Importance of RE Qualifying Criteria
The absolute necessity to ensure that you take into account the qualifying criteria when preparing for the regulatory exams was highlighted in a recent comment from a candidate: Whilst the feedback and information […]
Crime and Punishment
It is not only in rugby that we see different standards being applied by those tasked with applying the rules. The recent banning of an adviser in Australia, compared to some recent appeals […]
Attack and Defence
The Australian side for Saturday’s clash against South Africa certainly looks dangerous – on paper, at least. A backline comprising Israel Folau, Adam Ashley-Cooper, Tevita Kuridrani, Matt Giteau, Rob Horne, Quade Cooper and […]
Piggy banks become investment portfolios
This is the second in a series of articles on savings, published in July, National Savings Month. An article by Rick Briers-Danks, certified financial planner at Veritas Wealth, highlights the need to instil […]
Update on Debarment Article
On 18 June, an article titled More debarments end up in court reported on two representatives who turned to the courts after being debarred by their former employer. In an urgent application in […]
ASSA Feedback on RDR Proposals
MoneyMarketing recently reported that 50 members of the Actuarial Society of South Africa (ASSA) agreed to assist the FSB with the assessment of the feedback received on the proposals contained in the Retail […]
Ghardaia violence is a particular worry for Algeria right now
Violence in Ghardaia is a symptom of Algeria’s stagnant polity, but also shows up a dangerous, exploitable fault line. The most recent violence between Mozabite (Berber) and Arab communities, who belong to different […]
Financial Planning for Women – Sylvia Walker
Life is one amazing experience. Clichéd as it may sound, we are all taken on a journey that is beyond our wildest imaginations, peppered with twists and turns and many highs and lows. […]
Update on level II REs and CPD
The initial idea was for the Level II REs to focus more on product knowledge, with CPD kicking in afterwards to ensure you stay up to date with developments in your chosen fields of […]
Landmark ruling on Non-disclosure
A very important recent judgment clarifies the issue of what a client has to disclose after effecting insurance. The Mercury reports as follows: “Two years ago Pietermaritzburg High Court Judge, Piet Koen, ruled […]
Selections Selections
The Springbok team to face the World XV in Cape Town proofs very interesting: Willie le Roux (Toyota Cheetahs), JP Pietersen (Cell C Sharks), Jesse Kriel (Vodacom Bulls), Damian de Allende (DHL Stormers), […]
Life in a month
This is the first in a series of articles on savings which will be published in July. An article from Allan Gray portrays, in a very clever manner, how procrastination can severely impact […]
Download your RE Certificate
We receive numerous requests for copies of RE1 and RE 5 certificates from candidates who mislaid theirs. You can download a copy from our website provided of course, that you wrote with Moonstone […]
FSB Feedback on Debarment of Representatives II
In the previous article we discussed the importance of following due process in deciding whether a representative should be debarred. Here we share the views of Advocate Matome Thulare, Head of the Enforcement […]
