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Registration Blues

Preparing for, and writing the regulatory exams, is enough of a challenge for the majority of candidates. You do not want to be burdened by concerns about administrative glitches, or misunderstandings when you finally make your fearful way to the exam centre. Unfortunately, this happens. We provide some guidelines below to help you take this […]

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Satisfying indeed…

Proteas The last time the Proteas came back from the land of the long white cloud in 2003 /2004 it was with a taste of bitterness and humiliation as they drew the test series one all and lost the ODI’s 5 -1. The touring group felt the need to rectify this from a South African […]

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Happy Hour

Four old retired guys are walking down a street in Manchester. They turn a corner and see a sign that says, ‘Old Timers Bar – all drinks 10 pence’. They look at each other, and then go in, thinking this is too good to be true. The old barman says in a voice that carries […]

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Household savings: how does South Africa fare?

Global Finance magazine provides the following description of the term and some recent trends: Household saving is defined as the difference between a household’s disposable income (mainly wages received, revenue of the self-employed and net property income) and its consumption (expenditures on goods and services). The household savings rate is calculated by dividing household savings […]

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Stop telling me about the RE's!

A subscriber expressed his irritation with the weekly articles on the regulatory exams. “Please can you refrain from sending me info on the FSB EXAMS. I AM FULLY AWARE that the exams need to be written and Moonstone MAKES MONEY AND THEREFORE PROMOTES them. The promotion emails never stop and I complained to my compliance […]

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Jy moet konsentreer my Kind!

Die groot verskil tussen die Bulle en die ander SA spanne die naweek was hul vermoë om vir 80 minute te konsentreer. Dalk kan mens ook die Lions hiervoor krediet gee. Hulle het so byna die WP se tjank afgetrap in ’n wedstryd wat die verloorders baie langer sal onthou as die wenners. Die Reds […]

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It’s all to play for!

The Black Caps looks set to play an additional batsman and forgo the four man seam attack for the last and final test. Perhaps a test too late, but they have identified the Protea bowling attack as the major threat to their batting, hence the balance of their team is expected to be adjusted by […]

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Reincarnation

Every Friday evening after work, Gamat would braai a big, fat juicy steak. But his neighbours, being Catholic and therefore not allowed to eat meat on a Friday, suffered agonies of temptation as the delicious aroma carried on the evening breeze. They persuaded the priest to try and convert Gamat, and the priest was successful […]

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What should the priority be: the sickness, or the symptom?

The Financial Services Board is currently looking at the second level of priorities in terms of the provision of financial advice and intermediary services to consumers of financial products. It called for “…contributions from industry associations on possible refinements to the definition of intermediary services in the current insurance laws and reforms to related remuneration […]

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Letters from readers

In today’s article we share three pieces of correspondence. E-mail 1: This mail, dated 15 December, was sent to the FSB: People are talking about a test that has to be done by the key person before September 2012. We do not know anything about it. Is it true, and where do we get the […]

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