
Can AARTO make better drivers – and smarter underwriting?
Old Mutual Insure says demerit points could eventually influence underwriting, but only if they prove to be a reliable predictor of insurance risk.

Old Mutual Insure says demerit points could eventually influence underwriting, but only if they prove to be a reliable predictor of insurance risk.

SAIA says international precedent exists, but insurers will need years of reliable data before drawing any conclusions.

The proposed reforms could require significant operational changes for insurers, but industry experts believe they address only part of the problem.

The GIFT City operation, together with the Lloyd’s syndicate and Avatar acquisition, is part of the group’s move to broaden its risk base and underwriting capabilities.

Santam’s Fanus Coetzee says the real value of an intermediary is not at sale, but when a client needs clarity, reassurance, and help after a loss.

The insurer says reinsurance protection has increased significantly, and it has secured full reinsurance for 2026/27 for the first time in three years.

After a near five-year absence following the 2021 unrest, Sasria relaunches its wrap cover as a R500 million excess layer above the standard coupon.

Guidance under development signals stricter application of existing rules to sustainability claims and disclosures.

Rare but complex EV fire incidents are forcing insurers to rethink pricing, claims, and underwriting models.

Strong market performance lifts assets to record highs, but lapses and protection gaps persist beneath the surface.

Discussion paper weighs regulation, codes and hybrid options as data quality and governance risks come into focus.

Motor insurance data shows most rejected claims are still driven by preventable driver behaviour, with direct implications for underwriting, advice and client risk.

Sanlam and Momentum outline how they are managing workforce, operations, and risk as the Bonitas transition proceeds despite an unresolved court challenge.

The group plans to combine healthcare and financial data to refine risk assessment and product pricing.

The third phase of the Retiree Repurposing Programme expands efforts to address technical skills shortages through structured mentorship and knowledge transfer.

With only 16% of South Africans financially healthy, insurers are being pushed to prove that products deliver real value when customers need them most.

An interconnected conflict environment is driving risks, with local insurers advised to review policy wording, reinsurance arrangements, and portfolio concentrations.