
Avoid the January debt hangover: experts share festive spending tips
Experts urge South Africans to plan, set budgets, and prioritise essentials to enjoy the holidays without starting the year in debt.

Experts urge South Africans to plan, set budgets, and prioritise essentials to enjoy the holidays without starting the year in debt.

BankservAfrica data shows cash demand remained high in December, with online shopping also seeing record growth.

Recognising the three key traits – prudence, anxiety, and prestige – can help individuals manage their spending habits and avoid financial stress

Instead of treating a year-end bonus as disposable income, incorporate it into your financial planning by focusing on debt repayment, savings, or long-term investments such as further education.