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Regulatory Exams – Payment critical to secure seat

“I have registered online via your online booking system to write the Regulatory Exam.  Do you need proof of payment, before my booking is secured?” Once you have registered you will receive an email confirming your booking, it will include the date, time and venue of your exam. However, payment must be made within 24 […]

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wills

Not all is fair in love and… wills

As we celebrate the month of love, the 3.5 million South African couples who are living together but are not married should be aware that when it comes to legal affairs, not all is fair in love and wills. This was underscored in a recent dispute involving a long term girlfriend who wanted to claim […]

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retirement-fund

Rebuilding the retirement savings – Employers play huge role

Last year, at the height of the pandemic, many businesses were forced to make remuneration cuts to salaries of employees, with the first casualty often having been occupational retirement savings vehicles. This resulted in many people having to pause their retirement contributions. Now, as 2021 kicks off, the trend is shifting, with many employers resuming […]

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SARS

SARS affords itself a 30-day advantage

“SARS has awarded itself a 30-day interest-free holiday on taxpayer money.”  According to Moneyweb, the law now allows the revenue service to reduce the amount of interest it must pay a taxpayer in the event of an overpayment. A “sneaky” new amendment in South African tax laws now gives SARS a 30-day interest-free ‘holiday’ when […]

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skills-development

How you can benefit from the Skills Development Levy

Do you, as an employer, understand why you are paying a Skills Development Levy (SDL)? Do you know that this gives you access to funds for training? Many business owners just see it as a compulsory payment of 1%  from their monthly payroll, and that’s it. “Many employers don’t realise that they are able to […]

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fintech

What does 2021 hold for Fintech?

“Each year, at AlphaCode, we use our vantage point of the fintech landscape to share what we expect this year. We had no idea last January that a whole new world awaited. One that would include global lockdowns, Zoombombing, covidiots, closed borders and quarantining,” Dominique Collett, head of AlphaCode, Rand Merchant Investments’ fintech division mentions […]

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face-to-face

Human Touch plays huge role in Financial Services future

Despite digital technologies being set to significantly enhance processes, dedicated advisers and front-line staff will remain key within financial services According to Avaloq‘s financial industry report, front office staff such as client advisors and relationship managers will continue to be in high demand, particularly those that can blend digital expertise with strong client understanding. “Technology […]

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debt

Massive increase in unsecured debt as real income shrinks across all income bands

While payment holidays and lower interest rates provided South African consumers with significant short-term relief in 2020, DebtBusters’ latest debt index shows that real incomes have shrunk by up to 20% over the past four years and consumers reliant on unsecured debt were faced with a debt burden when payments recommenced. DebtBusters’ Q4 2020 Debt […]

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