Author Archive | Janine Geldenhuys


FSCA – New appointment of Divisional Executive for Conduct of Business Supervision

Ms Kedibone Dikokwe has been appointed as the Divisional Executive: Conduct of Business Supervision, effective from 1 July 2019. This is the division that supervises the way financial institutions interact with their customers. In this role Ms Dikokwe will oversee the implementation of the FSCA’s supervisory program of financial products and service providers operating in […]

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South African Stokvels – Membership increases year on year

Working together and saving as a group has become a major driver in savings culture. According to recent Nedbank research, 11 million South Africans are members of stokvels with around R44 billion saved in 820 000 stokvels in South Africa annually. The National Stokvel Association of South Africa also indicated that the stokvel market has been touted to […]

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Saving for the future adds to general happiness

July has been designated ‘Savings Month’ by the Savings Institute of South Africa. This year the focus is firmly placed on engaging our country’s youth with a theme of “#crazywaystosave.” At the launch of the July Savings Month 2019 campaign last week, SASI Chair Prem Govender pointed out that there is an urgent need to […]

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Higher Certificate in Wealth Management – Opens doors into the Financial Services industry

New entrants to the labour market often enquire at Moonstone Business School of Excellence (MBSE) how to go about entering the Financial Services Industry with the aim of building a career. Gone are the days that you could start a career as a representative, receive on-the-job training and make progress through gaining experience. The Industry […]

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TransUnion SA Industry Insights Report – More South Africans are relying on credit

The latest TransUnion’s Industry Insights Report found that unsecured credit products, including credit cards and personal loans, which are typically used to fund household expenses and smaller ticket purchases, saw a significant year on year growth in Quarter 1 of 2019: Credit card balances grew by 6.6% Year on year Bank personal loans and non-bank […]

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Digital banking – Rise of fraud increases year on year

The SITEisfaction® report is an annual measure of customer satisfaction with digital banking services in South Africa. This year the consumer data indicates that Capitec and FNB are tied for first place as South Africa’s Best Digital Bank with a score of 79 each. These two banks have consistently been rated either 1st or 2nd […]

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Millennial investment approach – Financial Advisers need to play guiding role

Research shows that millennials are more impatient than previous generations. The question is: “But why?” It can be attributed to technological advances which have made our lives easier, more efficient and made us more accustomed to experiencing instant gratification in many aspects of our lives. As a result, we have become accustomed to this swift […]

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