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Author Archive | Janine Geldenhuys

Investments

Investments 2019 – What will influence markets in the year ahead?

Last year was a challenging year for investors, with US equity and government bond markets both returning less than cash. While there is no guarantee of better performance in 2019, identifying the underlying causes gives investors an opportunity to manage these investment risks. Keith Wade, Chief Economist & Strategist at global asset manager Schroders, believes […]

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Technology

Technology Adoption for Financial Advisors – Sink or swim, Jannie

According to Marina Grindle, FMG Suite’s Content Marketing Specialist, technology adoption has become a sink or swim situation for financial advisors. “Innovations are shaking up many of the traditional areas of financial management largely due to the demands of tech-savvy consumers and the changing face of the financial services industry”, she recently shared on the […]

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Car-Crash

Festive Season Road crash stats – Human factors biggest cause

According to preliminary figures, road accidents recorded in the recent festive season total 1 286, regrettably and unfortunately resulting in 1 612 fatalities nationwide. These statistics were recently announced by the Minister of Transport, Dr Blade Nzimande. A breakdown of the report highlighted that 90% of the road crashes experienced during the period were caused by human […]

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Deadline

Exemptions from making deadlines – The why, what and how

The FAIS Act and other legislation prescribe a number of requirements that individuals who provide financial advice must adhere to. Throughout your career you are reminded of these deadlines. The successful completion of the regulatory exam and the annual deadline to adhere to CPD requirements, are only two of these requirements. Failure to comply with […]

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Medical-Schemes

Medical Schemes

– Adjustment of broker fees The Council for Medical Schemes published Circular 4 of 2019 containing the details of the increase in broker fees. Regulation 28(2) published in terms of the Medical Schemes Act, now effectively reads as follows: “Subject to sub-regulation (3), the maximum amount payable to a broker by a medical scheme in […]

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Raging-Bull-Awards

Raging Bull Awards

– And the winners are… The fund performance “Oscars” in the unit trust industry have just been announced. The winners are determined on the basis of risk-adjusted performance, which take into account the consistency of performance over periods up to five years. This year’s event, hosted by Personal Finance in association with Vunani, ProfileData and […]

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Section-12J-tax-incentive

Section 12J tax incentive

– 12 of the most common questions investors ask “Many South Africans are currently considering whether to reduce their February tax liability by taking advantage of the Section 12J tax deduction. For every R100 invested in a Section 12J company an investor (individuals, companies and trusts) can reduce their tax by up to R45 making the net […]

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Financial-Tribunal-outcome

Financial Tribunal outcome

– The right to state your case is not negotiable Audi alteram partem (or audiatur et altera pars) is a Latin phrase meaning “listen to the other side”, or “let the other side be heard as well”. It is the principle that no person should be judged without a fair hearing in which each party […]

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online banking

Rise in data breaches

– Affects banking safety On Monday it was World Data Privacy Day – a day which aimed to highlight that millions of people worldwide are unaware of how their personal information is being used, collected or shared in an increasingly digital society. ABSA bank mentioned in a FIN24 article that banking fraud is on the […]

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